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Is your child driving for Uber? The nuts and bolts of ride-sharing and insurance coverage.

If you have a child who is still insured on your auto policy while they are away at College or beginning to transition out on their own, they may be tempted to make a few bucks by driving for one of these ride-share companies. If an accident occurs with serious injuries while your child is driving customers around, whose insurance policy will defend the lawsuit that will almost certainly follow? Most drivers are covered under personal auto policies (which likely include livery exclusions) and not commercial policies, which can cost up to 10 times the cost of a personal auto policy.

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‘Tis the Season to be…. Careful

As the Holiday season is upon us, it is important to be mindful once again of the importance of safe and sober driving. With what seems like a steady stream of Holiday parties and social gatherings, it is important to remember that “just one more Egg Nog” may be one too many Egg Nogs. Of course it’s important to practice safe and sober driving all year long, but it is especially important as law enforcement cranks up enforcement efforts during the Holidays.

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License & Registration, Please: The basics of tickets and points in NYS

It’s the middle of summer and many people are hitting the road to their favorite beach, amusement park or a family reunion. However, if en route to your final destination, you find yourself in that unfortunate conversation with a police officer on the side of the road, it’s important to know some basics about Vehicle and Traffic Law. The most common tickets this time of year seem to be speeding and operation of a mobile device, commonly referred to as a cell phone ticket.

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